KreditBee App: Get Up To ₹5 Lakh Instant Loan

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By dailyearningsites

KreditBee is an instant personal loan platform for self-employed and salaried professionals, where they can apply for personal loans ranging from ₹ 3,000 to ₹ 5 lakh as per their needs. Kredit Bee aims to become the first choice for the user when it comes to quick and convenient personal loans.

The required documents are minimal and the entire process – from registration on the mobile app to loan disbursement, takes a maximum of 15 minutes. The application process is completely online, and upon approval, the cash is instantly transferred to the user’s bank account.

KreditBee Referal Code

KreditBee Loan Overview:

  • Online personal loans from ₹3,000 to ₹5,00,000
  • Interest rates – 16.00% to 29.95% p.a.
  • Tenures – 03 to 24 months
  • Low transaction fees
  • Quick loans on easy EMIs

KreditBee Loan App Features 

Flexible Loan Amount: You can be availed up to 5 lakhs to meet your immediate financial needs.

Low-interest rates: KreditBee personal loan interest rates are the most competitive and start from 1.02%. Up to 2.49% per month.

Minimum Processing Fee: The processing fee for this loan starts from 0% and can go up to 6% of the listed loan amount.

Flexible Tenure: You can repay your KreditBee loan with flexible repayment periods ranging from 62 days to 15 months.

No Prepayment or Foreclosure Fees: You can pay before the scheduled repayment period and close the loan early without paying any additional fees.

User-Friendly Application: The KreditBee App can be downloaded on Android mobiles from Google Playstore. The registration process is also simple. You can sign in using your Google or Facebook account and only need to confirm the personal information provided.

Minimum Processing Time: Flexi Personal Loan can be disbursed to your bank account within 15 minutes, provided all the documents and details submitted are correct and in order. Disbursement of personal loans for salaried individuals may take up to 3 working days.

Complete Online Process: Be it applying for a loan or repayment, the process is completely online. You can access your account anytime and anywhere.

Loans for First-Time Applicants: KreditBee online loans are also possible for individuals who do not have any previous loans or other credit facilities. By making regular payments on these loans, you can build a strong credit score and profile.

KreditBee Referal Code

For new users, the app provides KreditBee Points where users can invite friends to KreditBee, and KreditBee gives you and your referred friend 50 points when the profile is approved and 100 points for availing the first loan. 1 point = ₹1.

Download KreditBee Loan App Now

Use KrediBee Coupon to get ₹150 = KBYOEZEE

Types Of KreditBee Instant Loans

The following are different types of KreditBee instant loans:

Flexi Personal Loan – Kredit Bee offers flexi personal loans with a repayment tenure of 3-10 months for the amount between ₹3,000 to ₹66,000. It needs a PAN card & proof of address to apply.

Personal Loan for Salaried – KreditBee offers fast personal loans to salaried individuals for flexible repayment terms of 4 to 24 months for the loan amount between ₹10,000 and ₹5,00,000. Provide your PAN card, address proof & salary proof to avail of the loan.

Business Loan – KreditBee offers Business Loan, from ₹10,000 to ₹2,00,000 with flexible tenures of 4 to 24 months. Apply online for a fast loan using a PAN card and address proof.

Purchase on EMI – Transform your shopping experience with Purchase on EMI from KreditBee. Shop online or offline with over 2 Lakh merchants for a wide range of products and convert your purchase of up to 2,00,000 into easy EMIs without any processing fees. You need a PAN card and address proof to get to this facility.

KreditBee Loan Eligibility Criteria

To qualify for a personal loan from KreditBee, you must meet the following eligibility criteria:

  • Your age should be 21 years and not more than 45 years.
  • You must be an Indian citizen.
  • You must be salaried or have some other source of monthly income.
  • You must have a mobile number linked to Aadhaar to receive OTP from UIDAI to e-sign the loan agreement.
  • You must have the required KYC and address proof documents.
  • You must have a PAN card for identity proof.
  • You must have a Facebook or Google account to sign up and view KreditBee app details.
  • You must be the primary bank account holder of a valid savings bank account.

Required Documents For KreditBee Loan

  • PAN Card to check Credit Score.
  • Address Proof: Aadhaar Card / Voter ID / Passport / Driving License
  • Salary Proof / Salary Slip
  • Employment Proof / Offer Letter
  • Bank statement of salary account
  • You will need to provide your details, reference contact details, and employment details.

Personal Loan Example

Personal Loan for Salaried Individuals (Example)

Loan Amount: ₹50,000

Tenure: 12-months

Rate of Interest: 20% per annum

Processing Fee: ₹1,250 (2.5%)

Onboarding Fee for New Customers: ₹200

GST on Onboarding & Processing Fee: ₹261

Total Interest: ₹5,580

EMI: ₹4,632

APR: 26.92%

Amount Disbursed: ₹48,289

Total Repayment Amount: ₹55,580

Steps To Avail Kredit Bee Instant Loan

To apply for a KreditBee personal loan, follow the steps below:

  • KreditBee app download from the Play Store.
  • Register yourself on your Facebook or Google profile for KreditBee Login.
  • Fill in basic details about yourself to check your eligibility for a personal loan through the KreditBee app.
  • You will be shown the ‘Eligibility Successful’ page and an SMS will be sent to your registered mobile number indicating the same (this process may take 24 hours). You will receive a call from KreditBee within 1 working day of applying.
  • Once your eligibility is determined, you need to upload your KYC documents and fill in some more details.
  • After uploading the KYC documents and providing other additional information, your profile will be verified based on the quality and authenticity of the uploaded documents.
  • After complete verification, you can apply for a loan on KreditBee and sign the loan agreement.
  • After signing the loan agreement, the amount will be transferred to the bank account provided by you within 15 minutes.

Alternatively, you can also apply through KreditBee’s website by following the same process.

Kreditbee Customer Support

KreditBee customer care team can be reached via call. Regarding any queries, feedback, complaints, or suggestions, if you wish to call the Kreditbee customer care number just dial the number mentioned below:

KreditBee Contact Number: 080 44292200

KreditBee Helpline Number: 080 44292200

Due to any reason if you are unable to contact the KreditBee customer care number you can reach the KreditBee customer care through email. Just type your concern and send it via email to the following email addresses:

KreditBee email ID for general queries:

If you can’t reach the KreditBee loan customer care number or email address, don’t worry. You can send a post to or visit the KreditBee Office:

Finnovation Tech Solutions Pvt. Ltd.

KreditBee, 16/3, Adarsh Yelavarthy Centre, 

Opp to Frank Anthony School, 

Cambridge Layout, Jogupalya 

Bangalore, Karnataka – 560008, India